Dental Tribune United Kingdom Edition

United Kingdom Edition January 21-27, 2013 9Money Matters PRODUCTS 2011 Awarded Top 100 Products in 2010 & 2011 Awarded Preferred Product in 2012 Traxodent® from Premier® provides predictable hemostasis and soft tissue management in minutes. Easy, effective hemostasis and retraction. The sleek syringe with bendable tip permits easy application of Traxodent directly into the sulcus. After two minutes it is rinsed, leaving an open, retracted sulcus. Traxodent is gentle, absorbent and fast. The soft paste produces gentle pressure on the sulcus while it absorbs excess crevicular fluid. The aluminum chloride cre- ates an astringent effect without irritating or discoloring surrounding tissue. Traxodent provides predictable hemostasis and retraction in less time and with greater comfort. Try it – starter and value packs are available through your authorized dealer. Premier® Dental Products Company • 07824442598 • www.premusa.com • Cosmetic • Endo/Restorative • Hygiene/Perio • Instruments • Prosthetic Hemostasis and Retraction? No Problem. Place Traxodent After 2 minutes, rinse * Survey of 333 dentists who have used Traxodent at least once in their practice. / Clinical images courtesy of Shalom Mehler DMD, Teaneck, NJ. Dentists* have their say! 98% will recommend to a colleague 90% found Traxodent was easy to rinse 97% found Traxodent provided sufficient isolation and adequate hemostasis Y E A R S Available through: Ceramic Reconstructions • CTS Dental Supplies • DentalSky • Dental Directory • Dental Medical Ireland • Henry Schein/Minerva • Karma • Myerson • Swallow Dental Supplies • Trycare For more information, contact Scott Julian, UK Sales Manager: Tel: 07824442598 • Email: sjulian@premusa.com T he Department of Work and Pensions (DWP) has stated that millions of people in the UK are currently not saving enough of their in- come to sustain themselves throughout retirement. With life expectancy increasing, most people are likely to live for longer than twenty years af- ter retirement, so having mon- ey put by for old age is more vital than ever. The DWP have found that pension saving has reduced across all age groups with only one in three adults now contributing to a pension. This is why the government has brought in new ‘auto enrol- ment’ legislation that will en- sure that all workers can save for retirement. As a way of encouraging people to start saving, the gov- ernment has devised a new scheme which will have all employers automatically enrol their employees into a work- place pension scheme, regard- less of whether they are work- ing in a private or public sector firm. The aim of this is to curb the hesitance many people have to save for the future. The scheme was introduced at the start of last October and pro- jected figures estimated that as a result of this more than half a million more people would be saving for a pension by Christ- mas 2012. It is predicted that come May 2015 that figure will have increased to around 4.3 million. The introduction of auto en- rolment will affect anyone who: • Does not already contribute to a workplace pension. • Is aged between 22 and the state pension age. • Earns more than £8,105 a year (though this figure will be reviewed each year). However, some employees who don’t fit the criteria for au- tomatic enrolment may still be able to set up a workplace pen- sion scheme. As long as that person is over 16 years old and earns more than £5,564 a year they will qualify. Despite this, their employer will not have to contribute towards the pension. Those who already contribute to a pension scheme may have to make changes to bring it in line with the new rules. Although auto enrolment initially began on October 1st 2012, not all companies were required to comply immedi- ately. The size of the company will affect when automatic en- rolment occurs, with larger employers (more than 250 employees) first to enrol their workers. Any employers es- tablished after April 2012 will be the last to enrol their work- ers and this will take place be- tween May 2017 and February 2018. Most dental practices will Auto Enrolment - How will it affect your practice? Richard Lishman discusses pensions and the latest regulations page 10DTà ‘With life expectan- cy increasing, most people are likely to live for longer than twenty years after retirement, so hav- ing money put by for old age is more vital than ever’